Amazon banning Visa credit cards is the talk of the town recently.

 

Amazon banning Visa credit cards is the talk of the town recently.

If you’re not up to speed, the online retail giant will no longer be accepting Visa credit cards in the UK from 19 January 2022, due to high transaction fees. 

While you can still use your Visa debit card (or other credit card providers) at the checkout, this won’t be that helpful for a lot of people. Particularly if you use your credit card to collect points and rewards or spread the cost of your spending.

Hack the system with Curve

Before you pick up the phone ready to give Amazon an earful, we’ve got the solution. Visa credit cards (like Barclays, HSBC and Citibank) will continue to work with Amazon if they’re connected to Curve.

And don’t panic, Samsung Pay+ powered by Curve will continue to work with Amazon so you can still check out using a Visa credit card.

Curve combines all your debit, credit and loyalty cards in one. So it’s the only card you need to carry (and the only PIN you need to remember). We’re not a bank, so we don’t hold your money like traditional bank cards. Instead, you connect your bank cards to Curve to earn cashback as you spend. More importantly, Curve is a Mastercard debit card, so you can use it anywhere that accepts Mastercard - including Amazon. 

Get back-to-back cashback

You won’t lose out on your credit card rewards by using Curve, either. If you pay with your existing rewards card through Curve, you’ll get even more cashback. 

Let’s say your Visa credit card already gives you 1% cashback at Amazon. If you add your Visa card to Curve and pay through that, you’ll get an extra 1% cashback on top. It might be bye, Visa but it’s hello, Amazon cashback 👋 

And a similar level of protection to your credit card

With Curve, you’ll be protected for purchases up to £100k. It’s a similar level of protection as Section 75 of the Consumer Credit Act, which is what many high street banks offer. So if your order is faulty, damaged or doesn’t show up, you’ll get a refund if you’re eligible.* You’ll also be covered by Mastercard® chargeback rights.

Shachar Bialick, Founder and CEO of Curve, says:

“Amazon’s decision to stop accepting payments using UK-issued Visa credit cards will harm a huge number of customers. Consumers without a financial super-app are losing choice and flexibility when it comes to their finances.

Curve is the only solution in the UK that can offset this decision by Amazon. Users will still be able to use their Visa credit card via Curve to shop at Amazon while continuing to earn their bank’s rewards.”

New to Curve?

Download the app now to make sure you’re prepared for January (and take advantage of cashback offers while Christmas shopping). It’s easy:

Pick your card (with Curve Metal, you get unlimited cashback from global brands including Amazon)

Add your cards to the Curve app (yep, that means your Visa credit card) 

Choose the card you want to pay with in the app

That’s it - problem solved. Amazon might be restricting customer choice, but we’re protecting it. Just don’t forget to add your Curve card as the default payment method on Amazon for an even speedier checkout experience.

*Curve Customer Protection isn’t a product warranty or a service warranty, and it doesn’t provide any guarantees.

Curve - Why Choose Curve

 

Why You Should Choose Curve

You may have many credit cards and debit cards, but they are all with different companies. This makes it hard to keep track of them all, especially when you're traveling overseas where each card has a different currency exchange rate. 

We have found that there is no single solution for managing multiple payment methods from one account. Many banks offer the ability to pay bills online, but this often comes at a cost and doesn't allow you to use your bank's own cards abroad without paying hefty fees. 

Curve offers an innovative solution by allowing you to link together any number of payment methods into one account - including Mastercard Credit Cards, Visa Debit Cards and Bank Accounts in GBP or EURO - plus giving users 1% cashback on their everyday spending with numerous retailers such as Argos & Amazon. The Curve app provides real-time information about your available balance across these accounts so that you can manage your money in a more effective way than ever before.  Open Your Curve Account today and start earning cashback and rewards